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BB&T Corporation

BBT

BB&T Corporation is a regional financial holding company that provides a variety of banking and financial services. BB&T's primary market area consists of North and South Carolina, Virginia, Georgia, Maryland, eastern Tennessee, Kentucky, West Virginia, Florida and Washington, D.C. The company also offers various lending products, insurance and other financial services products nationwide through other subsidiaries. BB&T's principal commercial bank subsidiaries are Branch Banking and Trust Company, Branch Banking and Trust Company of South Carolina, Branch Banking and Trust Company of Virginia and BB&T Bankcard Corporation. Scott & Stringfellow, Inc., another subsidiary of BB&T, is an investment banking and full-service brokerage firm located in Richmond, Virginia. In February 2004, BB&T Insurance Services acquired McGriff, Seibels & Williams, Inc., of Birmingham, Alabama.

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