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Bank of America Corporation

BAC

Bank of America Corp. is a bank holding company that conducts its operations though its bank and non-bank subsidiaries. Bank of America Corp provides a range of financial services and products throughout the United States and in selected international markets. As of December 31, 2004, Bank of America operates its banking activities primarily under three charters: Bank of America, National Association (Bank of America, N.A.), Bank of America, N.A. (USA) and Fleet National Bank. BofA conducts its business through 25,000 locations in 44 states, the District of Columbia and 34 foreign countries. On April 1, 2004, BofA completed its merger with FleetBoston Financial Corporation. In October 2004, BofA acquired National Processing, Inc., a public company, which is 83% owned by National City Corporation.

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